1. What Cookies Are
A cookie is a small text file a website stores in your browser. We use them sparingly, and only for the site to work correctly and securely.
We do not use advertising cookies, and we do not permit third parties to track you across other sites from ours.
2. Cookies We Set
| Name | Purpose | Lifetime | Type |
| PHPSESSID | Keeps you signed in as you move between pages. | Session | Strictly necessary |
| csrf_token | Confirms that a form submission genuinely came from you. | Session | Strictly necessary |
| atb_tz | Remembers your timezone so dates and times display correctly. | 1 year | Functional |
Strictly necessary cookies cannot be switched off, because signing in and protecting forms is not possible without them.
3. Third Party Cookies
Our live chat widget may set its own cookies to preserve a conversation between page loads. Its provider is bound by contract to use them only for that purpose.
All imagery, fonts and scripts used on this site are otherwise served from our own domain.
4. Managing Cookies
Every major browser lets you view, block and delete cookies from its settings. Blocking strictly necessary cookies will prevent you from signing in to online banking.
Clearing cookies signs you out of every open session, which is a sensible thing to do on a shared computer.